Thousands in Florida with criminal records work unlicensed as loan originators

By Matthew Haggman, Rob Barry and Jack Dolan | Miami Herald

Gary Kafka, former body builder with a long rap sheet and violent past, wrote millions of dollars in mortgages in South Florida without ever applying for a state license.

Fresh out of prison after serving time for bank fraud, he never went through a criminal background check before selling loans. He never took a competency exam.